Resources for Family Financial Management

Title Available As Summary Date ID Author
How to Prevent Foreclosure on Your Home May 1, 2009 2804-7001
Home Improvement Scams: Don't Get Nailed! May 1, 2009 2809-7004
Families Taking Charge: Dealing with Unemployment Apr 2, 2020 2811-7015
Families Taking Charge: Dealing with the Stress Apr 2, 2020 2811-7016
Pocket Spending Guide
For many people, the temptation to overspend is hardest to resist when they are out at a store or restaurant. Because their spending and savings plan (budget) is at home in a drawer, the information they need to make a good spending decision isn’t available. One way to help yourself stick to your plan is to keep your information in your pocket, wallet or purse. The example below shows how to set up a pocket spending guide. By filling it out and keeping it with you, you can easily see at any time how much money you have available to spend in each category. A pocket spending guide will help you adjust your spending plan to make your money go where you really want it to go.
Sep 8, 2020 2901-7018 (AAEC-229NP)
Families Taking Charge: Setting Spending Priorities May 1, 2009 2902-7022
In Case of a Disaster: Home Inventory May 1, 2009 2903-7023
Families Taking Charge: Deciding Which Bills to Pay First May 1, 2009 2904-7030
Low-Cost Ways to Entertain Kids this Summer Jul 15, 2009 2907-7031
Planning for Baby ‐‐ Diaper Choices and Comfort Oct 23, 2009 2910-7038
Resources for Rural Families Coping with Economic Stress and Anxiety Nov 16, 2009 2911-1418
Children and Family Finances – Kid’s Allowance Dec 23, 2009 2912-7042
Children and Family Finances ‐‐ Saving for College Dec 23, 2009 2912-7044
Children and Family Finances – Paying for College Dec 23, 2009 2912-7045
Home Equity Conversions: Reverse Mortgages May 1, 2009 354-025
Getting Out of Debt Aug 19, 2020 354-027 (AAEC-225P)
Deciding if Bankruptcy is an Option for You May 1, 2009 354-045
Refinancing Your Mortgage May 1, 2009 354-047
Renter's Rights and Responsibilities: The Basics Dec 18, 2012 354-066 (FCS-12P)
My Money, Lesson 1: Where Do I Begin? May 1, 2009 354-073
My Money, Lesson 2: Spending Leaks May 1, 2009 354-074
My Money, Lesson 3: Where Does All the Money Go? May 1, 2009 354-075
My Money, Lesson 4: Credit Reports May 1, 2009 354-076
My Money, Lesson 5: Spending Plans May 1, 2009 354-077
My Money, Lesson 6: Putting It All Together May 1, 2009 354-078
Families Taking Charge: Accepting Your Feelings May 1, 2009 354-094
Families Taking Charge: Helping Teens Cope with Parents' Unemployment May 1, 2009 354-095
Families Taking Charge: Sources of Friendship and Support May 1, 2009 354-096
Families Taking Charge: Helping Children Cope May 1, 2009 354-097
Families Taking Charge: Taking Inventory
When your income drops suddenly, your first concern may be to pay your bills and meet your day-to-day expenses. Instead, looking at your total financial picture can help determine which assets you have that could be used to meet your obligations.
May 1, 2009 354-099
Families Taking Charge: Talking With Creditors
In an ideal world, income exceeds expenses and your decisions concern investment or savings alternatives. Your goal is to better your family’s welfare.
May 1, 2009 354-102
Familes Taking Charge: Talking With Your Spouse
Issues related to finances, like issues related to sexuality, are often difficult ones for spouses to communicate effectively. This is due in part to beliefs such as “you’re supposed to know all about that” and “adults should be able to take care of money matters,” as well as “you should be able to handle all your own problems without seeking help - even from your spouse.”
May 1, 2009 354-103
Families Taking Charge: Maintaining Health May 1, 2009 354-104
Families Taking Charge: Eating Well for Less
Eating well is important for you and your family’s health. Unfortunately, food is often very expensive and can be difficult to buy with a limited income, especially during a crisis.
May 1, 2009 354-105
Families Taking Charge: What's Next?
You have made it through the initial problems caused by your reduced income. (And other fact sheets in this series have helped you deal with everything from deciding which bills to pay, to talking with your spouse.) Now, you are probably beginning to ask yourself, where do I go from here?
May 1, 2009 354-106
Emergencies: Are You Prepared? Your Personal Checklist of Important Documents May 1, 2009 354-141
Life Insurance: The Impact of Ownership
The major reason most people buy life insurance is to provide financial support for beneficiaries in case the insured person dies prematurely. However, there are additional reasons for purchasing: to pay off a home mortgage or other debts, to pay for funeral expenses or a college education for children, or for investment or estate planning.
May 1, 2009 354-142
Life Insurance: The Different Types of Policies
A life insurance policy provides a cash payment when a person dies. This payment is known as the death benefit. Many people buy life insurance to protect the people who are dependent on them.
May 1, 2009 354-143
Life Insurance: Term Insurance May 1, 2009 354-144
Life Insurance: Whole-Life Insurance
Whole-life insurance was created to address the problems with term insurance. The biggest problem with term life insurance is that it is purchased for a stated period of time.
May 1, 2009 354-145
Life Insurance: Universal-Life Insurance May 1, 2009 354-146
Life Insurance: Variable Universal-Life Insurance May 1, 2009 354-147
Life Insurance: Payout Options May 1, 2009 354-148
Life Insurance: Calculating Life Insurance Needs May 1, 2009 354-149
Cutting Costs May 1, 2009 354-155
Medical Expense Insurance May 1, 2009 354-170
Disability Income Insurance Jun 1, 2009 354-171
Long-Term Care Insurance Feb 14, 2011 354-172
Homeowner's Insurance May 1, 2009 354-173
The Effect of Landscape Plants on Perceived Home Value Nov 5, 2018 426-087
Family and Consumer Sciences
The family is the cornerstone of a healthy community. Virginia Cooperative Extension strives to improve the well-being of Virginia families through programs that help put researchbased knowledge to work in people’s lives. Family and Consumer Sciences educators help Virginians learn to make good choices for themselves and their families. This, in turn, strengthens their communities and the state.
Jul 7, 2015 490-050(FCS-98)
Economic Growth, Regulatory Relief, and Consumer Protection Act Sep 20, 2018 AAEC-162NP
Your Financial Health – Interpreting Statements & Using Ratios May 8, 2019 AAEC-184NP
Your Financial Health – Cash Flow Statements May 2, 2019 AAEC-185NP
Your Financial Health – Balance Sheets May 10, 2019 AAEC-186NP
How to Make Your Money Go Further Apr 22, 2020 AAEC-216P
Coronavirus Aid, Relief, and Economic Security Act (CARES) Tax Rebates Apr 22, 2020 AAEC-219NP
Ley de Ayuda, Alivio y Seguridad Económica por Coronavirus (CARES) May 27, 2020 AAEC-223NP
Cómo hacer que su dinero rinda más Jun 5, 2020 AAEC-224P
Balancing Life: Family Finances During COVID-19 Jun 3, 2020 ALCE-207NP
Balancing Life: An Update on Family Finances During COVID-19 Nov 11, 2020 ALCE-228NP
Toolkit of Behavioral Change Facilitation Skills May 16, 2019 HNFE-811P