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The farm economy is in crisis, and farmers are under immense stress. Due to the often volatile and unpredictable nature of farming, farmers, particularly minority farmers, encounter various threats. These threats can be classified under social (family, community), economic (land loss, financial stress), political (systemic discrimination, racism, policy), and environmental (droughts, floods, pest infestation) and often affects the mental health and general well-being of farmers (Braun, & Pippidis, 2020). As noted, farm financial situations cause stress, depression, and with limited mental health professionals, farmers are likely to take drastic measures in addressing their mental health and well-being. Not only do these measures determine the health of the farm, business, or operation – they affect the health of the farmer and his/her/their family. For these reasons, we present this document to assist farmer and farm families in detecting early signs of farmer stress and to aid in managing farm finances. Personal and farm finance resources and tools are provided at the end.
Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.
Issued in furtherance of Cooperative Extension work, Virginia Polytechnic Institute and State University, Virginia State University, and the U.S. Department of Agriculture cooperating. Edwin J. Jones, Director, Virginia Cooperative Extension, Virginia Tech, Blacksburg; M. Ray McKinnie, Administrator, 1890 Extension Program, Virginia State University, Petersburg.
August 31, 2020